Home Protection Guide: Snow & Ice Storms

winter home

Introduction As a homeowner, you take pride in maintaining your investment and protecting it from outside risks. Among these risks, winter weather presents some of the most significant challenges—challenges that may even lead to substantial property damage. Canada experiences some of the most extreme winter weather in the world, and homeowners constantly have to protect […]

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Distracted Driving Fines have Increased

Distracted Driving Fines Increased

The existing fines and penalties for distracted driving have increased on January 1, 2019. If convicted, the penalty you face depends on the kind of licence you hold and how long you’ve been driving. Distracted Drivers with A to G licences If you have an A, B, C, D, E, F and/or G licence, you […]

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Mortgage Insurance vs. Term Life Insurance – Which Do I Choose?

Mortgage Insurance

You’ve made the biggest purchase of your life, a new home for you and your family. How can you make sure the burden of your mortgage is handled should something happen to you? There are two types of available insurance coverages that relate to protecting your mortgage investment. These options are mortgage insurance and term […]

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Direct Compensation Property Damage – What You Need To Know

car accident

What is Direct Compensation Property Damage? Direct Compensation Property Damage (DCPD) is a mandatory component of auto insurance in Ontario, which covers damage to your vehicle and/or the contents of your vehicle where you are deemed not at fault in an accident. When does DCPD apply? If you are in a car accident where the […]

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42 Tips to Prepare You for an Emergency [Infographic]

When catastrophe hits, after ensuring everyone’s safety, it’s time to start the insurance claim process. You will need to provide the insurance company with documents and supporting evidence about what was lost or damaged. Of course, the better prepared you were prior to the emergency, the more likely your claim will be successful. Check out […]

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What Factors Into My RV Insurance?

RV driving

You love your motoring lifestyle, the freedom of hitting the open road with valued possessions and modern conveniences at your fingertips; but how are you covering the risk of losing an investment as large as an RV? An RV can refer to a motorhome, campervan, caravan, mobile home or any other vehicle you can live […]

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What You Should Know About OPCF’s

opcfs

What is an OPCF? When you drive a car on Ontario, you are required to have a standard auto insurance policy. Your policy will include third-party liability coverage, direct compensation coverage, statutory accident benefits coverage, and uninsured automobile coverage. However, there might be times when you want to change, add, or reduce the amount of […]

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